David Ridder – American National Bank

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River City Six – David Ridder

Meet David Ridder, chief credit officer for American National Bank (www.american.bank).

Tell us a little about your career.

I’ve been in the banking industry my entire professional career and most of that time has been spent in the commercial lending arena. For the past 11 years, I’ve worked for American National Bank developing commercial banking relationships with customers and prospects and leading teams of commercial bankers. I’ve had the privilege of working with some very savvy and successful businesspeople. It’s fascinating to hear their stories.

How did you get started in the business?

I was hired as a part-time bank teller when I was a freshman in college. That same institution offered me a full-time lending position when I graduated from college and I’ve been in the banking business ever since.

What is the biggest challenge you’ve faced professionally?

In the past year, I’ve taken on a different role within the bank that has given me more exposure to, and influence on, several other lending areas. It is both the biggest challenge and greatest opportunity of my career.

Tell us a little about your family.

I’ve been married for 22 years and have been blessed with a daughter and son. My daughter recently started her sophomore year in college and my son is a junior in high school.

What do you see as one of the biggest turning points in your life?

For me, there are two: Getting married and then having children. Those events have shaped everything that has come after them.

What is your favorite thing to do on a day off?

Relaxing with friends and family is always a favorite of mine. That time might be spent playing golf, fishing or hunting, watching sports, catching a movie, or just relaxing by the pool.

What is the most unique or interesting thing about you that most people probably don’t know?

I truly enjoy flying, but I have a profound fear of heights. I recognize that’s completely irrational.

What are you the most proud of?

Being the father of two really great kids and whatever role I played in making that happen.

What is the best piece of advice you’ve ever received?

Never sacrifice your integrity.

Which talent would you most like to have?

I’d love to have the ability to play the guitar. I’ve always been impressed by people who have musical talents and are willing to share them.

If you could choose any other profession to be successful in, what would it be?

I’ve spent a lot of time coaching youth sports over the years and have really enjoyed watching kids develop their skills. I think coaching at the college level would be even more rewarding.

What local non-profit organization(s) are you passionate about or involved with, and are there any special reasons why?

I’ve served over seven years as a board member for One World Community Health Centers. My passion for the organization has grown stronger every year as I see the number of people in our community who benefit from their services. I’m particularly proud of the work being done in the school-based clinics and in the teen and young adult clinic.

What is your favorite movie?


What is your favorite local restaurant?

Rivera’s. I like some “heat” in Mexican food.

If you could have dinner with one famous person from the past or present, who would it be?

John F. Kennedy.

If our readers would like to contact you, how should they do so?

Direct Phone: (402) 399-5035; Email: dridder@anbank.com; Website: www.american.bank.


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