First National Bank of Omaha Releases Data from 2019 ‘State of Homeownership’ Survey

In recognition of National Homeownership Month in June, First National Bank of Omaha ( today released the results from its 2019 State of Homeownership Survey. The survey examines Americans’ perceptions and preferences related to different aspects of homeownership, from mortgages and debt to home maintenance and the future of the country’s housing market.

The survey found that 79% of Americans consider homeownership as part of the “American Dream.” In addition, 59% consider homeownership essential to raising a family and 71% view homeownership as a more of a financial investment than as a financial liability.

Among the survey’s additional findings:

  • 94% of homeowners say they are happy they decided to become a homeowner.
  • 79% of non-homeowners say they plan on one day owning a home.
  • 68% of homeowners say they have remaining mortgage debt.
  • 55% of non-homeowners say they would like to one day be a homeowner, but are concerned their credit will prevent them from being approved for a mortgage.
  • 53% of homeowners say owning and maintaining a home is more expensive than expected.

According to the survey, 73% of Millennials consider homeownership part of the “American Dream,” compared to 84% of Baby Boomers and 81% of Generation X. In addition, 31% of Americans say their view of the future of the country’s housing market is optimistic, while 30% say pessimistic and 39% say neutral.

First National Bank of Omaha is a subsidiary of First National of Nebraska. First National of Nebraska and its affiliates have more than $23 billion in assets and 5,000 employee associates. Primary banking offices are located in Nebraska, Colorado, Illinois, Iowa, Kansas, South Dakota and Texas. Learn more online at