photo-Kipp-Kissinger--UNICO-Group-Inc

Health Savings Account May Offer a Tax Deduction – Unico

| Posted: 05/1/13

Don’t forget that you may have a tax deduction waiting if you have an underfunded Health Savings Account and you act before April 15, 2013. A Health Savings Account (HSA) is a tax-favored account used in conjunction with an HSA-compatible health plan. The HSA allows you to contribute funds on... more

tom-champoux-unico-group

Twelve dos and don’ts of preparing for a premium audit – Unico

| Posted: 04/1/13

While an IRS audit strikes fear in the hearts of business owners, a Workers’ Compensation premium audit is expected and viewed as routine. Yet, there is a very good chance that it can result in... more

mick-sibbel-unico-group

Key Issues Employers Should Know About Health Care Reform (ACA) and the Changes Which Will Occur in the Next Few Months

| Posted: 03/1/13

1. Which employers are affected most? – All employers need to review the changes but large employers who qualify under the large employer – 50 FTE formula must be especially aware. For purposes of the... more

photo-Shane-Ideus--UNICO-Group-Inc

Important Lessons For Employers From Recent Reports

| Posted: 02/1/13

  Comorbidities double Workers’ Comp claims costs The number of Workers’ Comp claimants suffering from comorbidities has nearly tripled in recent years and related claim costs are about twice the medical costs of comparable claims,... more

scott-nelson-unico-group

Managing Renewals in a Changing Workers’ Compensation Market

| Posted: 01/1/13

The 2012 Workers’ Compensation marketplace ended almost a decade of relative calm in which many employers experienced decreased work comp costs and fierce competition for their business. As the cycle continues to reverse and costs... more

photo-Paul-Hughes--UNICO-Group-Inc

Cyber Liability

| Posted: 12/5/12

We see it every day, a person working on a laptop at a local coffee shop or a person making a phone call on their smart phone. The environment we live in is becoming less... more

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Employers beware: OSHA trends

Ed Packard, UNICO Group, Inc. | Posted: 11/4/12

There has been a noticeable change in OSHA’s compliance environment with more aggressive enforcement, a focus on the entire company, rather than a single establishment and an emphasis on whistleblower cases. Understanding these trends can... more

photo-Chad-Ideus--UNICO-Group-Inc

Top ten ways employers mess up Workers’ Comp claims

by Chad Ideus, UNICO Group, Inc. | Posted: 10/1/12

1. Leave the employee out of the internal investigation and reporting process Whenever possible, the employee should complete the accident report, including the description of the injury. The employee should also review and agree to... more

photo-Kipp-Kissinger--UNICO-Group-Inc

Self Insuring Your Group Health Plan

by Kipp Kissinger, UNICO Group, Inc. | Posted: 07/31/12

As a business owner, what are you currently doing to control the spiraling cost of health coverage for your employees? Are you being forced to change carriers in hopes of finding a “cheaper” option? Or... more

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TIME2Drive

Linda Simpleman, UNICO Insurance Group, Inc. | Posted: 06/30/12

UNICO Insurance Group along with our partners Allied Insurance and Tara Plaza Association are proud to present a FREE interactive community outreach program designed for teens and adults. The program teaches teens and adults how... more

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